Rapid revision
Test one fact at a time:open a card, recall the direct answer, then practise it in MCQ format.
Since 2021-22 what has been the general trend of total reported grievances for Life Insurers and General insurers?
What component of total borrowing increased for both NBFC-ML and NBFC-UL?
What was the common thread in the two hypothetical adverse scenarios of the macro stress tests of FSR June 2026?
According to the equity price risk sensitivity analysis for SCBs, what percentage decline in equity prices are assumed under the shock scenarios?
What is the reduction in CRAR under the severe stress scenario in the credit risk sensitivity analysis for SFBs?
According to the derivatives portfolio stress test, what does the increased potential loss from rupee appreciation indicate? (Page 80, Para 2.43)
What is the key distinction between Adverse Scenario 1 and Adverse Scenario 2 in the June 2026 macro stress test?
Direct Answer
Scenario 1 combines intensified geopolitical risk, energy-price and exchange-rate pressures with gradual improvement in 2027-28; Scenario 2 assumes prolonged and more widespread conflicts extending into 2027-28, disrupting inflation and growth in both years.
Which statement regarding the interest-rate risk analysis is most accurate?
Direct Answer
The analysis is restricted to domestic operations and includes only specified investment portfolios.
Between March 2014 and March 2026, how did the composition of commercial banks' housing loan portfolios shift in terms of credit limits?
Direct Answer
Loans with credit limits of ₹50 lakh and above grew to account for 44.7% of outstanding housing loans.
What was the Compound Annual Growth Rate (CAGR) of gold loans between March 2024 and March 2026 relative to overall non-housing retail loans?
Direct Answer
Gold loans grew at 42.4% CAGR, nearly twice the pace of overall non-housing retail loans.
What notable trend was observed among sub-prime borrowers holding both personal loans and gold loans in March 2026?
Direct Answer
Their personal loan outstanding balances contracted by 10% year-on-year.
In Box 1.2, which two income cohorts and risk tiers dominated unsecured personal loan originations, accounting for nearly three-fourths of total originations?
What proportion of total household debt was accounted for by non-housing retail loans as of end-March 2026, and what was its position relative to housing, agriculture, and business loans?
Direct Answer
58.4%, consistently outpacing housing as well as agriculture and business loans
As of March 2026, how did Public Sector Banks (PSBs) compare to Private Sector Banks (PVBs) in terms of consumer credit growth and GNPA ratios?
Direct Answer
PSBs grew at 22.6% with GNPA of 1.4%; PVBs grew at 12.1% with GNPA of 0.9%
As of end-March 2026, what percentage of total household borrowing was allocated specifically for consumption purposes?
RBI supplied durable liquidity through several measures during April 2025 – April 2026 which include(s) :
With respect to money market rates ,
In respect of Corporate bonds,
select the correct statement
Select the correct statement.
Direct Answer
Gold loan originations have consistently been larger than gold loans outstanding for the past three financial years.
Select the correct statement
Direct Answer
Growth in personal loans outstanding of borrowers with at least one gold loan has declined in March 2026 compared to March 2024.
What is the primary operational scope of SEBI's AI-powered RegTech platform known as Project SUDARSAN?
Direct Answer
Real-time surveillance of social media to detect unauthorized digital activity and financial fraud