Annual Report & Financial Stability Report: 23 Revision Flashcards

Rapid revision
Test one fact at a time:open a card, recall the direct answer, then practise it in MCQ format.
The share of short-term debt on residual maturity basis stood at what percentage of foreign exchange reserves as at the end of March 2026?
Direct Answer
47.3%
Flows to passive funds witnessed a sharp increase during H2:2025-26 with cumulative inflows rising by 109% vis-a-viz H1:2025-26 due to increased investments in?
Direct Answer
Gold ETFs
Name the non-interest benefit which a depositor gets from holding money in the current and savings account (CASA) with bank even if the deposit interest rates are low?
Direct Answer
Convenience yield
As per the Banking Stability indicator (BSI) the overall risk in the banking sector has reduced as on March 2026, supported by improvements in all dimensions except__________?
Direct Answer
Liquidity
The new Directions on asset classification, provisioning and income recognition are conceptually important because they:
Direct Answer
introduce a forward-looking ECL framework with a three-stage provisioning approach and Effective Interest Rate based income recognition.
Which option most accurately captures the chapter’s assessment of CIRP outcomes?
Direct Answer
The Code has rescued corporate debtors through resolution plans, appeal/review/settlement and withdrawal, while some cases have been referred for liquidation.
How does the transmission of monetary policy typically differ between Private Sector Banks (PVBs) and Public Sector Banks (PSBs) in the current Easing Cycle?
Direct Answer
Transmission is faster in PVBs.
The SORR benchmark, authorized in July 2025, is designed to reflect conditions in which segment of the money market?
Direct Answer
The secured money market segments.
What is the primary objective of the newly introduced Unique Transaction Identifier (UTI) in the OTC derivative markets?
Direct Answer
To align with global reporting standards.
Which benchmark serves as the operating target of monetary policy in India, and how did it perform relative to the policy repo rate in 2025-26?
Direct Answer
WACR; remained 7 bps below the repo rate.
What is the significance of the 'Just-in-Time' fund release system mentioned in the context of the Reserve Bank's liquidity operations?
Direct Answer
It represents a structural change in fund flow.
The introduction of the External Benchmark-based Lending Rate (EBLR) has been a significant reform. Which sector showed the highest share of EBLR-linked loans as of December 2025?
Direct Answer
Private Sector Banks.
Regarding the implementation of the EDDPE programme,
what is the milestone achieved as of March 31, 2026?
Direct Answer
100 per cent coverage in more than 80 per cent of districts.
The Reserve Bank's durable liquidity augmenting measures in 2025-26 included a variety of tools. Which tool provided the largest single injection of liquidity (Rs. 2.5 lakh crore)?
Direct Answer
Cash Reserve Ratio (CRR) Cuts.
Regarding the Lead Bank Scheme (LBS) review,
what is the primary goal of the upcoming changes for 2026-27?
Direct Answer
To enhance effectiveness in deepening financial inclusion.
What prompted the MPC to frontload a 50-bps rate cut in June 2025, according to the report?
Direct Answer
Continuous decline in headline inflation creating space for easing.
Encouraging states to adopt a "Benchmark Issuance Strategy" for market borrowings is best understood as addressing which specific market friction?
Direct Answer
Fragmented, unpredictable issuance across too many tenors, which limits liquidity and price discovery for any single security.
What are the components of the Bank’s Economic Capital?
Direct Answer
Available Realized Equity (ARE) + Unrealized Revaluation Balances
Forward contracts entered into by the Reserve Bank are revalued on a _____basis.
Direct Answer
Half-yearly
Which sector recorded the highest real GVA growth during 2025-26?
Direct Answer
Manufacturing
During 2025-26, UPI accounted for approximately what share of total retail payment transactions (by volume)?
Direct Answer
Nearly 86%
Phase-I of continuous clearing in the Cheque Truncation System (CTS), implemented from October 4, 2025, reduced the settlement period for Government cheques from:
Direct Answer
T+1 to Same Day
The Department of Economic and Policy Research (DEPR) undertook approximately how many research projects during 2025-26?
Direct Answer
102